Allnursescom has partnered with cm&f group to bring nurses the most comprehensive and lowest cost liability policy in the market today with premiums for nurses starting at $8100 per year for $500k in protection and $10200 per year for $1mm in protection, allnursescom has made your decision easy. “nso is the only malpractice insurance i'll ever have” “working as a nurse practitioner, i was sued by a non-compliant patient the best thing was having nso malpractice insurance. Professional liability insurance is a coverage that protects you in the event a client is harmed from a service or advice that you provide for which you are held legally liable the professional liability insurance policy typically covers.
Professional liability coverage covers you, up to $1,000,000 each claim, for amounts that you become legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident. This article analyzes cases decided between 1995 and 2001 and identifies the actions and issues that prompted charges of negligence that led to malpractice lawsuits against nurses, as well as the areas of nursing practice named most frequently in the complaints. Past nursing practice acts the prior-session nursing practice acts linked below are provided for reference purposes only the nursing practice act can only be changed by legislation enacted by the texas legislature which convenes for 140 days every two years.
Many nurses went into this career because of a strong, caring desire to help, cure and comfort those with illnesses of body and spirit very few of us start out considering what happens when our efforts go wrong or the outcome we’re striving for can not be obtained what happens to the nurse when. 10 horrible cases of medical malpractice simon griffin may 29, 2013 share 1k stumble 299 tweet pin 103 +1 42 share 18 shares 1k doctors have often been seen as some of the smartest members of society, and with good reason it takes years of training, constant retraining, and a lot more than just book smarts to be a good. Nursing home liability nursing home and assisted living facilities must provide a certain level of care that is reasonable per current medical and nursing home care industry standards to residents and patients. Special report: how to properly document to reduce your liability risk nurses service organization customers of potential liability in their nursing practice it reflects general principles only it is not how to properly document to reduce your liability risk.
The nursing home liability insurance market is not a large one, and for the larger liability insurers, nursing home insurance was usually a side product-line, for which the insurers had built little if any infrastructure. Nurses service organization (nso) is the nation's largest provider of nursing malpractice insurance, with more than 550,000 nurses insured in the program today we know what nurses need, because we rely on nurses to tell us what products, services and educational resources you need to stay on top of your game. Registered nurse liability insurance policy benefits cm&f offers registered nurse (rn) malpractice insurance to individuals interested in protecting themselves with superior liability insurance cm&f group offers the most comprehensive and lowest cost liability policy in the market today for nurses.
Looking for malpractice, professional liability, or other business insurance for nurses apply online to get multiple competitive quotes in minutes and save up to 20% on your nursing insurance premiums with insureon. Professional liability insurance for nurses and nurse practitioner as a nurse, nurse practitioner, or nursing student, you may nee d professional liability insurance protection that goes beyond your employer-provided coverage. Nursing malpractice, or nurse negligence, occurs when the negligence of a nurse causes injury to a medical patientthis usually occurs in a hospital setting, but it can also happen in a retirement home, convalescent home, or at a private residence- in short, wherever a nurse works.
Nursing malpractice occurs when a nurse fails to competently perform his or her medical duties and that failure harms the patient there are a variety of ways that a nurse can harm a patient -- from administering the wrong drug to failing to notify a doctor when something is really wrong. Malpractice (liability) insurance is the nurse’s advocate as it provides essential legal and financial security many nurses go bare and never really consider liability insurance as important. The advice and guidelines we present are based on trends in nursing malpractice suits, as well as our experience as legal nurse-consultants who’ve reviewed and testified in malpractice suits involving healthcare professionals. In some cases, nursing homes may be legally responsible for resident injury or death that occurs in the nursing home elderly victims and family members should be educated on nursing home liability laws and regulations.